Jaime Phillips
NMLS: 2452386 | Tolis Mortgage Financial Group LLC
Apply NowAbout Jaime
Jaime is a public safety and mortgage professional. As a police officer, nurse, and retired soldier, Jaime understands the complexities of a life in public service, and he is uniquely qualified to meet the distinctive needs of public safety and veteran home buyers.
Client Reviews
Reviews (5)
Brandon
December 31, 2024
I was a first-time homebuyer and knew very little about securing a mortgage. Jaime walked me through all the options, comparing interest rates and loan types in a way I could easily understand. He was always quick to respond to my emails and calls, no matter how many questions I had. I highly recommend Jaime to anyone looking for a stress-free mortgage experience!
Chris
October 20, 2024
I contacted Jaime to go over my refinance options. He spent hours going over the different options with me, and in the end advised me not to refinance because the cost wouldn't outweigh the benefit. Honesty and integrity are hard to find these days, but Jaime will give you both.
Derek
October 20, 2024
Jaime was available day and night to answer all of my questions. Communication and service exceeded all of my expectations.
Lance M.
January 19, 2024
Jaime's prior military service and relentless professionalism supported my unique situation involving transition between military service and civilian employment. His understanding of the service-connected circumstances was a significant contribution when navigating my VA home loan as a first time homebuyer. --- Jaime went above and beyond to leverage Verification of Employment (VoE) whereas competing lenders did not understand VoE --- Communication exceeded expectations and reduced the stress of purchasing a new home as a first time homebuyer.
Kody
January 17, 2024
Working with Jaime was great; he helped us through the overwhelming process of buying our first house.
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
$0.00
* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
Specializations
Mortgage Types
Licensed In
Loan Products