Sandi Van Syckle
NMLS: 2321859 | VS Mortgage Lending
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VS Mortgage Lending
About Sandi
VS Mortgage Lending, Broker Owner & Realty of Maine, REALTOR -I hold both Maine licenses!! Whether you are looking to purchase, sell, or need financing for your real estate endeavors, I have ALL of the tools to assist you under one roof! I will work with you to help you select the best mortgage for your needs! I will be your contact person from start to finish!! Mortgage products I can offer include Conventional, Jumbo loans, FHA, VA, USDA, 1-4 family purchase and refinance transactions, bank statement loans, and DSCR loans! Average close time of under 20 days. Same day approvals. I have partnered with the countries top mortgage wholesalers to cut out the middle man! Open all day everyday, even nights, weekends and Holidays to ease the burden of making in person appointments. Apply from anywhere, ANYTIME! Brokers are Better! Call to experience the difference today!
Client Reviews
Video Reviews
More Reviews (24)
Katy Misiaszek
August 13, 2024
Working with Sandi was amazing! As a first time home buyer she helped break down all of the steps for the mortgage and exactly what was expected of us to do. She was always there to answer questions and was always looking to get us the best rate possible! Thank you Sandi!!
Lindsae Fish
July 9, 2024
I worked with Sandi on a property my clients were selling, where she did the financing for the buyer. She was absolutely phenomenal in every aspect of the transaction. She was great with communication and keeping us all in the loop the entire time. She was diligent and efficient in getting the loan closed as quickly as possible. I look forward to working with Sandi again in the future!
Stephen Hall
June 17, 2024
Sandi is a phenomenal resource in real estate transactions. Twice I have brought her challenging clients with special circumstances, both having been turned down by previous lenders. She not only found appropriate programs for them but once she met with our clients, she would have letters of preapproval already in my inbox before we were finished preparing and sending our offers. Very professional, very easy to work with, an absolute delight!
Jamie McFaul
April 21, 2024
Sandi went above and beyond to help me and was always there to answer my questions. 100% satisfied and would highly recommend!
Julia Poso
April 7, 2024
Sandi was very supportive and instilled positive attitude on our journey to home ownership. The process went smoothly. She is awesome and amazing!
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
$0.00
* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
Specializations
Mortgage Types
Licensed In
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