Ramon Benavides
NMLS: 2085884 | Riverside Mortgage Solutions
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Riverside Mortgage Solutions
About Ramon
I started in the Mortgage industry in 2021 with a 15-year background as a Corporate Financial and Regulatory Affairs Officer. Additionally, I have a 23-year record in Civil and Military service, Those experiences enhance my ability to offer 53 mortgage products and tailor them to your needs at the best possible rates in today's markets. My clients are taught how to use the mortgage tools available to them and turn them into cost-saving realities. I offer fixed and variable Conventional, VA, FHA, USDA, Investment, Jumbo, Home Equity, and FHA Home Equity Conversion Loans.
Client Reviews
Video Reviews
More Reviews (8)
Phyllis Stephens
April 1, 2025
Ramon is the best mortgage officer I have ever worked with. He's very knowledgeable, prompt, and good at what he does. He answers emails and phone calls/texts very quickly and honestly. I really appreciate working with him.
Carrie Anne Russo
February 19, 2024
I wish I could give more than 5 stars. Ramon is the best of the best. He took what dozens of other lenders told me was "an impossible" situation and helped us refinance our home over a year ago. He finds solutions that take a certain kind of expertise and level of skill. Since then, and due to personal circumstances, I have had to re-finance once again. Of course, my first call was Ray. He not only helped up refinance but has been there with my husband and I every step of the way. If you, your family, and your friends need assistance getting a mortgage, then there is no place else to go. Ray makes what seems impossible very possible and will stop at nothing and go above and beyond to help you make your dream of homeownership come true.
michael william smart
February 2, 2024
well i was looking for a home for like two years could'nt find and body to get me there and i came a cross a great man by the name of Ramon and he worked so hard to get me and my family to where we could buy our first house and now we r doing great all i can say if u need a home this is your man thank u ray your the best michael smart god bless ray :)
Gloria Cantu
October 10, 2023
Ramon did for me if, and and the butts and extreme…talk about going above it all. I am so happy I stuck with it end. Thank You Ramon for your excellency
Diane H.
October 9, 2023
As a Realtor, Ramon is my "go-to" Mortgage Broker. His knowledge and expertise regarding other matters that lenders require far exceeds what really is required for a Mortgage Broker and is superb! He consistently keeps in contact with the Realtor he is working with and the prospective buyer from the loan application process to the closing table! He is personable, caring, funny, and more importantly, a Veteran, who always goes out of his way to do everything he can to close the deal! Ramon is an exceptional Mortgage Broker and human being!
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
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* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
Specializations
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