Kristie Woodward
NMLS: 2594233 | Riverside Mortgage Solutions
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Riverside Mortgage Solutions
About Kristie
Welcome! I'm Kristie, your Hometown Loan Officer with over 26 years of experience in the financial industry. With a passion for finance and a commitment to excellence, I provide personalized loan solutions tailored to your needs, with old school customer service, where you actually matter. I am here to walk you through each and every step and answer any question you may have. Whether you're buying your first home or refinancing, let me do the heavy lifting for you! I'm here to guide you with integrity and expertise. Let's make your financial goals a reality together. Contact me today to get started!
Client Reviews
Reviews (4)
Billy Duncun
May 5, 2025
Working with Kristie was simple, She cared and made me feel like I mattered. I highly recommend her.
Lynn Hatfield
March 3, 2025
I recently had the pleasure of working with Kristie for my mortgage loan, and I can't express enough how grateful I am for her exceptional service. From our very first interaction, her kindness and compassion stood out. She took the time to understand my unique situation and made me feel valued as a client, not just another application to process. What truly impressed me was her efficiency. Kristie guided me through the entire mortgage process with remarkable speed. She was always available to answer my questions and provided clear explanations, making the complex aspects of the mortgage easy to navigate. Her proactive approach ensured that everything moved along smoothly, and she kept me updated at every step. Thanks to her hard work, I secured my mortgage much quicker than I expected. I highly recommend Kristie to anyone looking for a mortgage loan officer who embodies kindness and professionalism. She truly goes above and beyond for her clients, and I am grateful for her support and expertise throughout my home-buying journey!
Pedro Besares
February 27, 2025
Outstanding Mortgage Officer Kristie was absolutely fantastic to work with! Her extensive knowledge of home loans and the mortgage process made everything so much smoother. She took the time to explain all my options, answered every question with patience, and made sure I felt confident every step of the way. Her professionalism, responsiveness, and dedication truly set her apart. I highly recommend Kristie to anyone looking for a knowledgeable and supportive mortgage officer. Thank you, Kristie, for making this process so seamless and stress free!
Mario Alias
February 26, 2025
Kristie is absolutely awesome! I highly recommend her for any mortgage needs!
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
$0.00
* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
Specializations
Licensed In
