Jason Verraneault
NMLS: 19732 | NorthStar Home Loans LLC
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NorthStar Home Loans LLC
About Jason
Jason Verraneault is the owner and founder of NorthStar Home Loans LLC. Jason has been in the mortgage industry since 2002 and has been through the mortgage boom, the crash, and survived through the financial crisis. He has great experience in all aspects of residential mortgage lending and has served clients with every need; from high income and high credit to helping save borrowers from foreclosure, Jason has done it all. His product knowledge gives him the opportunity to offer his clients a vast variety of mortgage products. Over the years, he has developed an expertise of the whole mortgage process from application through underwriting to closing. This insight into each stage allows him to ease his customers and business partners through each step of the process.
Client Reviews
Reviews (2)
Jared Rondeau
January 8, 2021
With the Covid pandemic I was on Furlough for a period of time. Unfortunately as we approached closing it was extended which complicated my loan process. Jason was very attentive and worked closely with me to navigate through the process. Without Jason and Northstar Home Loans I don’t believe I would have had the same great outcome that I did. I would highly recommend Northstar to anyone I know looking to buy or refinance a home
Stephanie Donovan
January 8, 2021
I recently used NorthStar to purchase and refinance my home! Having used a bank for my first home, this experience was so much easier! The staff was so pleasant, knowledgeable and made me feel right at home! I would recommend them to anyone and will definitely use them for all my future home financing needs.
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
$0.00
* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
Specializations
Mortgage Types
Licensed In
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