Cedric Stubbs
NMLS: 1200734 | CRS Group Mortgage Co
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CRS Group Mortgage Co
About Cedric
Hello Everyone, I have been a resident of Florida for over 35 years, I've seen a lot of changes not just in our local communities but in Florida as a whole. Having strong ties to community is vital to understanding the variables that each community face. At CRS Group Mortgage Co we'll continue to promote homeownership education, affordable housing, and homeownership in communites for all. All of our Loan Originators will be here to help assist you in your home loan process. I look forward to getting to know you all and developing a mutually beneficial relationship for many years. Thank you! Cedric NMLS : 1200734 License : LO12068 BBL# 1662874
Client Reviews
Reviews (5)
Norris & Nancy Ledbetter
July 2, 2024
Cedric Stubbs walked us through the entire journey to homeownership Phone calls, texts, and emails to ensure things were completed correctly all helped to smooth out the bumps. Cedric remained calm and patient and was with us to the last signature at closing. We highly recommend giving Cedric a call even if you’re just considering homeownership.
Nerlande Obas
June 12, 2024
Awesome Team of professionals at CRS Group Mortgage. Cedric Stubbs Best Mortgage Loan person for My Family and I. Highly recommended!
Gracena
March 20, 2023
*** Best by far " loved working with Cedric and his team he guided us throughout the entire process." We closed and moved into a home of our own. Thank You !
Akeem Battle
February 17, 2023
Walked my Wife and I through the loan process to purchase our first home. Closed in 15 days.
Isaah Daniels
February 17, 2023
Excellent Broker & Great Service
Mortgage Calculators
Monthly Payment
Apart from the purchase price of a home, there are other costs that must be factored into your monthly mortgage payment, including loan term, interest rate, homeowners insurance and property taxes.
This monthly payment calculator can help you figure out monthly loan payment options and is a tool you can use to assist with budgeting, whether you're buying a home or considering a refinance. When you're ready to purchase a home, connect with an independent mortgage broker to help you get started with your first time home loan.
Estimated Payment Amount
Per Month
$0.00
* If your down payment is less than 20% of the purchase price of the home on a conventional loan, you may be required to pay mortgage insurance.
Buy vs Rent
Should you buy or rent a home?
Are you currently renting and thinking about buying a home? There are a lot of factors that go into this decision, starting with affordability. Our calculator helps you compare the cost between renting and buying, making it easier to see which option may be best for you.
Buy vs Rent
What is right for you?
With a steady income, good credit score, manageable debt, some savings, and you want to put down some roots, you may be ready to buy a house.
Use our buy vs rent calculator to find out what's right for you.
Refinance
Have you ever considered refinancing your home loan?
Too many homeowners who close on their mortgage simply "get it and forget it," which could be a big mistake. Refinancing your current home loan may save you a significant amount of money depending on your interest rate, how many months remain on your loan term and how long you plan on staying in your home.
It's all in the numbers. So, let's do a little digging. Use our calculator below and then connect with an independent mortgage broker to start your home refinance
Why Refinance?
Lower Interest Rate
If rates dropped since you took out your mortgage, you may be able to refinance to a lower rate and monthly payment.
Adjustable to Fixed Rate
If you have an adjustable rate mortgage (ARM) and plan to stay in your home for a while, you may want to refinance to a fixed rate mortgage.
Convert Equity to Cash
If your home value increased or you paid off a significant amount of your mortgage, you can get cash out of your home with a cash-out refinance to pay off credit card or other debt, make home improvements and more.
How Much Home
Before you fall in love with a home, be sure to fall in love with the numbers. If it’s your first time getting a home loan, it’s important to connect with an independent mortgage broker to walk through your financing options.
There’s much more that goes into the cost of homeownership than the purchase price. Other factors include: property taxes, homeowners insurance and the interest rate on the home loan. Preparing a thorough and comprehensive budget is a good first step to understanding how much home you can afford. Our home affordability calculator makes this easy.
You May Be Able To Afford A House Up To:
$0.00
With a monthly estimated payment of $0.00.
Based on your income, a home at this price could fit within your budget.
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